Julian Muga

Julian is a Director at BernardFrank and also the leader in charge of our financial services business advisory focusing on Banking, Fintech and SMEs industries.


She also drives our Innovative Finance and Impact investment portfolio. Julian holds a Bachelor of Science degree in International Business (Finance) and an MA degree in Strategic Management both from United States International University of Africa (USIU). She is a member of Chartered Institute of Marketing (UK) and is a Certified Retail banker from Retail Banking Academy (UK).


Julian is a respected financial services consultant with 15 years’ distinct industry experience in business strategy, financial inclusion and credit risk management, revenue growth, and business turnaround. 


She works with lending and deposit taking institutions as well as SMEs and INGOs in the financial inclusion space to design bespoke strategies towards business growth and impact investing as well as business incubation related advisory work for SMEs.


Prior to Joining BernardFrank, Julian worked for Barclays Bank (Absa Group) and Maersk.